FAQs

What is an unsecured loan?

An unsecured loan is any loan that is not backed by collateral. A borrower who does not have any form of security available can apply for an unsecured loan.

What does the term APR signify?

APR is the yearly cost of the loan that takes into account the fees and other cost paid to acquire the loan.

What kind of bad credit can get unsecured loans?

Almost all kinds bad credit situations, which includes defaults, arrears, late payments, bankruptcy, CCJs, can get unsecured loans. However, with multiple bankruptcies, or if you have applied for bankruptcy in the current year, it might be difficult to get unsecured loans.

Will my personal and confidential details remain secure?

Yes, Bad Credit Unsecured Loan ensure that the privacy of our customers remain intact. All applications are treated in the strictest of confidence and we do not pass on customer information to any third party.

What can I use the loan for?

There are no restrictions as to how you use your unsecured loan.